Fintech companies collect more personal data per user than almost any other industry — PAN, Aadhaar reference, bank details, credit behaviour. DPDPA holds you to a higher standard. DPDPA Shield makes it automatable.
Your KYC flow collects PAN, address, and bank data. The consent buried in your terms of service does not meet DPDPA S.6 — it's bundled, it's not purpose-specific, and there's no withdrawal mechanism for KYC data post-onboarding. Every user who onboarded before you fix this is a liability.
A payment data breach in fintech doesn't just trigger DPDPA — it triggers RBI cybersecurity reporting obligations simultaneously. You need a breach workflow that handles both the 72-hour DPDPA Board notification and your sector-specific regulator obligations, with an immutable evidence trail for both.
Fintech companies face audits from DPDPA's Data Protection Board, RBI, SEBI, and IRDAI — depending on their vertical. Each regulator wants to see your data processing records. Maintaining separate documentation for each audit is operationally unsustainable. You need one RoPA that satisfies all of them.
Add 2 lines of JS to your onboarding flow. The consent widget handles KYC-adjacent data consent separately from account creation. Purpose-specific. Timestamped. Stored as cryptographic proof.
Your users can request their credit decisioning data, request correction of inaccurate information, and invoke erasure after loan closure. All routed to your team with 30-day SLA enforcement.
Payment data breaches are high-severity under DPDPA classification. When one is logged, the 72-hour clock starts, severity is classified as High automatically, and the Board notification package is pre-filled within minutes.
Your full Record of Processing Activities — KYC flows, credit decisioning, fraud detection, payment processing — in a regulator-ready PDF. One click before any audit.
Separate consent for regulatory KYC data vs product personalisation. Purpose-level granularity required by DPDPA S.6.
Automatic High severity classification for breaches involving payment credentials, account data, or credit information.
Export formats compatible with RBI, SEBI, and DPDPA Board audit requirements.
Handle requests from users challenging automated credit decisions — access, correction, and erasure of credit-related data.
Track DPA status for your BRE, credit bureau API providers, KYC vendors, and payment gateways.
Cryptographically-signed consent records producible in regulatory proceedings.
When a user withdraws consent, automated notifications to your credit bureau integrations and analytics vendors.
Real-time 0-100 score across all 5 DPDPA obligation categories. Board-ready compliance report one click.
See exactly what a KYC consent failure, payment breach, or missed rights request would cost your fintech business under DPDPA.
Fintech companies need the full compliance health score, multi-regulator RoPA export, and processor DPA tracker. That's the Growth plan.